Plain-English guides on the strategies and numbers behind real estate deals — DSCR loans, the 70% rule, the BRRRR method, and more. Every post pairs with a free calculator so you can run the math yourself.
June 28, 2026 · 8 min read
ARV is what a property will sell for once the renovation is complete. Here's how to estimate it from comparable sales, make the right adjustments, and stress-test the number before you make an offer.
Read more →June 21, 2026 · 9 min read
To qualify for a DSCR loan you typically need a 620+ credit score, 20–25% down, and 3–6 months of reserves after closing. Here's how each requirement works, how lenders weigh them against each other, and a worked example.
Read more →June 14, 2026 · 8 min read
DSCR loans qualify on rental income; conventional mortgages qualify on your personal income. Here's when each one wins — and a worked example showing the real cost difference.
Read more →June 6, 2026 · 8 min read
Cap rate measures a property's income yield independent of financing; cash-on-cash measures what your actual invested dollars earn after the mortgage. Here's when to use each — and a worked example showing why they diverge.
Read more →June 5, 2026 · 7 min read
A good DSCR for a rental is usually 1.25 or higher, but lenders fund deals well below that. Here's what the ratio means, how to calculate it, and the thresholds that actually matter.
Read more →June 4, 2026 · 8 min read
The 70% rule gives flippers a fast maximum offer: 70% of the after-repair value minus repair costs. Here's how it works, a worked example, and where it breaks down.
Read more →June 3, 2026 · 9 min read
The whole point of BRRRR is pulling your money back out at refinance. Here's how to calculate cash recovered, cash left in the deal, and whether the rental still cash flows.
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